Mulberry Street (2006)

On a sweltering day in Manhattan, numerous people are bitten by rats. As if the bite isn't bad enough, the rat saliva contains a virus that turns the victim into a ravenous rat person who attacks and eats humans.

The tenants of a building on Mulberry Street band together to try to defend the building and themselves from the rat-like human creatures that are running the streets and burrowing through the walls. As chaos and the virus spread throughout the city, the subways closes and people head into the street to try to get home.

Clutch heads out of the building and works his way to a neighborhood bar to attempt to bring his neighbor home. Her teenage son is at home as she works nights at the bar. Clutch's daughter is coming home from a military hospital and must try to get to her father's apartment and safety.

The characters in the film are different from many of todays horror movies. They are normal people, not unnaturally pretty college students or glamorous people. They care about their neighbors and are decent human beings. It's nicely done and does not use cgi.